Are you thinking about your personal finances in the new year? If you’re one of the many people who are trying to improve how they spend and mange their money than we have some great tools for you. Managing your money should not be hard and it should not take hours out of your day. With the personal finance apps we have highlighted below you should be able to take care of your budget from anywhere. Take a few minutes during your commute, while waiting at the doctors. or while eating lunch to pull out your smartphone and set yourself up for financial success!
If you don’t have a Mint account, go get one. Now. This app automatically tracks everything on your phone: your bank accounts, credit cards, loans, spending, etc. It’s incredibly intuitive and it’s all in one place so you can easily see the big financial picture.
If you’ve done any shopping at all online, there’s a good chance you’re familiar with PayPal: the safe, secure way to buy an item or transfer money to an individual. The app makes it convenient to send money on the go. Say you’re out to dinner with friends and you want to split the check three ways.
Don’t overpay for gas ever again. Boot up this app, and find the best gas prices within your local area.
Find hot deals in your local area by entering a bar code or snapping a picture. ShopSavvy will list online stores along with their prices to help you save money.
This is the easiest app to view your outstanding and upcoming bills at-a-glance. It features a helpful reminder system and includes an archive of past bills so that you can see your full payment history.
PageOnce is a leading app for paying bills and monitoring account activity. The beauty lies in the simplicity. After linking your accounts, PageOnce packs your information into a standardized, easy-to-read format with intuitive navigation paths. A few quick taps allow you pay bills or view expenditures and deposits.
Great for business travelers. One of the more unique finance apps out there, Expensify is a tool for simplifying expense reports, particularly useful for companies that deal with them on a regular basis. Users scan receipts with their phone or import credit card transactions from the web. Using the data, Expensify automates an expense report, which is easy to edit and customize.
Basically, it digitizes your grocery list and adds unprecedented versatility to the traditional organization of shopping trips. You can save lists across multiple stores, mark product prices, and save recipes. Grocery Gadget also remembers the order in which you check off items and will organize your list to match your routine shopping route.
It digitizes store loyalty cards, eliminating the need to carry physical copies. No more pockets padded with plastic. No more key rings cluttered with cards. All your account information is stored electronically in a single mobile device. You can even enroll in new loyalty programs through Key Ring without holding up the line.
It digitizes receipts, meaning no more sloppy piles or crumpled scraps of paper necessary to document your purchases. Snap a photo of your receipt, give it a day or so to process and the transaction will enter your archive as fully formatted, easy-to-browse data. If you keep track of your receipts—whether for business or that silly thing called responsibility.
Putting a unique spin on the basic budget-and-account-summary app, Adaptu Wallet includes features tailored for the financially savvy. In addition to comprehensive budgeting charts, Adaptu Wallet provides an investment summary for things like IRA accounts and 401(k). Adaptu Wallet also allows you to create “Watchlists” that keep you updated with daily quotes, stats, and stock news.
Easy Envelope Budget Aid, or EEBA, functions similarly to many budgeting apps of its ilk with one key difference: it can be shared. If you share a budget with a family member or significant other, EEBA allows you to set spending limits for combined finances. This can reduce overspending on redundant purchases and simplify communication via real-time updates.
What are your favorite money management apps?
The Under30Finance Team
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