Tag: savings
What You Must Know About Saving Money With a Credit Card
Though you often hear about the dangers of credit cards, few people talk about the ways they can be used to save money. It seems like many people assume credit card users will spend willy-nilly and never pay off their bills. There are many benefits of correctly using a credit card, and you just have [...]
Quick Tips to Stay Secure
New job, good salary, new car. Everything is going your way. You put money into savings each month and it grows. Your smart budgeting is paying off and you begin to feel financially secure. Even still as your head hits the pillow each night you find yourself worrying. The news and internet teem with tales [...]
8 Tips for Managing Money from Your First Job Out of College
Paychecks merit excitement, especially your first one from your first job out of college. Chances are your first job out of college provides you with the most money you’ve ever been earning to that point in your life. As a result, it can be tricky to manage this new source of income, even if it’s [...]
The Key to Financial Freedom is Earning More, Not Saving
We all want to be financially free. We want to get out of debt, live a pleasing lifestyle and never have to worry about our finances ever again. However, we’ve been taught repeatedly that the key to true financial freedom is saving effectively. Is it? While I’m not condemning the power of saving – it [...]
Infographic: The Retirement Savings Crisis
While most people know that they should be saving for retirement, a vast majority of American workers are saving much less than they need to retire comfortably. For young people there are several factors that can explain the embarrassingly low rate of retirement savings. In addition to high unemployment rates for young people during and [...]
Generating Savings in the Future With Acts Performed Today
Saving money is not an easy thing, particularly when it involves anticipating future spending. Many folks are focused on just dealing with the here and now, paying down immediate needs or expenses. The idea of generating savings down the line isn’t often high on the monthly priority list. However, especially with durable goods and long-term [...]
Are You Saving? College Savings Hits Record High
As tuition soars, parents and grandparents are putting more money than ever into 529 college savings plans. Average balances for 529 college savings and prepaid tuition plans grew to a record $17,174 in 2012 — up 12% from an average of $15,349 in 2011, according to a report from the College Savings Plans Network, a [...]
7 Quick Fixes to Save You Money Today
In today’s up and down economy, it is more important than ever for consumers to do whatever they can to save money. These uncertain times have left many individuals feeling quite vulnerable, and while saving up an emergency fund may not seem like the easiest task for people on a budget, it is definitely a [...]
Driven by Discounts: Ways to Cut Your Auto Insurance Payments
When purchasing auto insurance, you can take advantage of various discounts that could substantially reduce the total insurance cost. There are numerous factors to consider when determining car insurance rates such as driving history, safety features of your car, your occupation, etc. Read on to discover some of the auto insurance discounts you may qualify [...]
10 Ways to Improve Your Personal Finances Overnight
Who doesn’t want to get richer in 2013? Well it’s not going to happen on it’s own. Luckily for most people it doesn’t take much improve your personal finances and get headed in the right direction. With a little effort anyone can do it with the below tips. Coin Jar How many pennies, nickels, and [...]
