Tag: personal finances
8 Tips for Managing Money from Your First Job Out of College
Paychecks merit excitement, especially your first one from your first job out of college. Chances are your first job out of college provides you with the most money you’ve ever been earning to that point in your life. As a result, it can be tricky to manage this new source of income, even if it’s [...]
The Key to Financial Freedom is Earning More, Not Saving
We all want to be financially free. We want to get out of debt, live a pleasing lifestyle and never have to worry about our finances ever again. However, we’ve been taught repeatedly that the key to true financial freedom is saving effectively. Is it? While I’m not condemning the power of saving – it [...]
Be Proactive to Eliminate Debt
Although saving for future is vital, yet it is also important for you to ensure that you pay down all the debts that you have like your student loans or credit cards. However, it is pretty unfortunate to note that many of us don’t have options to do both the things at the same time [...]
5 Reasons To Start Planning For Retirement Now
Retirement seems a long time away when you’re in your twenties. However, the reality is you need to start thinking about it now. Old age will catch up to you, and unless you’re planning to work until the end, your life will be easier if you have money set aside to fund your own retirement. [...]
Infographic: How The Average American Spends His Money
What are your monthly expenses? After the essentials what do you choose to spend your money on? This infographic takes a look at what American consumers buys. Image Credit: Creditloan.com
How to Borrow Money from a Relative without Letting it Damage Your Relationship
The unexpected happens. You have to get new brakes for your car. You need to replace the roof on your house. You may lose your job. Though you may be working to build an emergency savings fund, you either haven’t been able to get started or you haven’t been able to make enough progress to [...]
4 Steps for Creating a Personal Financial Safety Net
In today’s economy, staying on top of personal finances is more important than ever. However, with unemployment still higher than average and the high cost of living, it can be difficult to make ends meet. Whether you’re living alone, with a partner, or have a family, you can take control of your finances and avoid [...]
Call Me Cheap But You Can’t Call Me Broke
Living frugally has significant rewards. You might be cheap, but you won’t be broke and that’s for sure. In fact, there are other ways that frugal living can benefit you. Studies have shown that living frugally can substantially benefit your health and make you feel better on a day-to-day basis. This is can provide a [...]
The 12 Best Personal Finance Apps to Start Using in 2013
Are you thinking about your personal finances in the new year? If you’re one of the many people who are trying to improve how they spend and mange their money than we have some great tools for you. Managing your money should not be hard and it should not take hours out of your day. [...]
What America Buys and Sells
What do you spend on each month? Learn what the average American household buys as well as what the US sells abroad. Image Credit: accountdegree.com
