Tag: credit cards
3 Ways You Can Use Credit Cards (Responsibly) to Save on Summer Travel
A lot of us 20-somethings were told after college that we should go off and travel because if we didn’t go now, we would never get a chance to later. (Others, like myself, were told to “get a job”.) What kind of pressure is that? And why are we being told to go off and [...]
Beware of These Credit Card Habits
You’ve probably heard a lot of horror stories of people who got themselves into serious trouble, possibly even bankruptcy, by abusing their credit cards. Truth is, most people fall into one or another of the traps set by credit cards at least a few times; they’re nearly impossible to avoid. However, learning to stay clear of [...]
Why Prepaid Cards May be Advantageous to People With Bad Credit
Many people with bad credit are discovering the advantages of using prepaid credit cards instead of using traditional credit cards. What consumers like most about using prepaid cards is that they do not need a good credit rating to get approved for one. Although consumers must fund prepaid credit cards, they are an excellent choice [...]
Taking Control of the Credit Card Shuffle
There was a time when I did the credit card shuffle every day. When I was in college, I would make purchases on my credit cards just to be able to pay for gas and groceries. Then, when the bill came due each month, I would take out a cash advance in the amount of [...]
5 Useful Tips when Applying for New Credit Cards
Credit card offers are everywhere. It seems like you can’t check your mailbox at home without having to sift through two or three pre-approved credit card offers every day. While some of these offers may be valuable, it’s important to do some research on the credit cards that you are considering applying for before shooting [...]
Approaching Credit Cards as a Young Entrepreneur
I remember how excited I was when I first decided to open my own custom-made apparel store. For years, I had imagined what it would be like to finally branch out and start selling my own women’s clothing designs, but nothing could have prepared me for the financial hardships I was about to face. Being [...]
Poll Results: Majority of Young Professionals Have 1-2 Credit Cards
Last weeks poll results are in. We asked everyone how many credit cards they own and there was a clear #1 response. Below are the results. How many credit cards do you own? None – 16% 1 – 2 – 42% 2 – 3 – 21% 3 – 5 – 5% 5+ – 16% Why [...]
Poll: How Many Credit Cards Do You Own?
Credit card debt is a major problem for many people. Having a credit card or two is not the problem. The problem is lack of knowledge or control when it comes to utilizing them and planning to pay for them. Many people will find themselves taking out more credit cards just to pay for their older credit [...]
