Student finance is presently in a quagmire and many students literally struggle to get by. The costs of tuition are high in the face of reduced college grants, scholarships, and student loans. Despite this, students don’t have to despair because there are many ways they can use to save money and, even have fun while doing so.
1.) Select a good and cheap bank
These banks will not waste your money in account fees and other unnecessary avoidable expenses. Having a bank that offers free online banking for students is also critical at ensuring you keep check fees in check.
2.) Get credit cards that do not attract annual fees and interest rates
Getting these cards is not always so simple-you have to deliberately shop around for them. Saving on the credit cards also requires you pay debts on them fast in order to avoid high interest rates.
3.) Reduce spending on food and beverages
Rather than eat out at expensive restaurants, consider catching some fast foods. When it comes to drinks, local, affordable beer is better than foreign beer. A six pack at home is way better than a set of bottles at the bar.
4.) Buy used textbooks instead of new ones
Use the different textbook price comparison sites online to buy books as this will save you money.
5.) Buy a good coffee maker
You don’t have to spend on useless coffees at coffee shops. If you can tuck a nice coffee thermos in your backpack is critical to maximize the savings.
6.) Stock up on snack foods
This is eventually cheaper than buying from coffee shops and fast food spots. It’s always cheaper. Moreover, doing this makes them more portable than you imagine.
7.) Don’t buy bottled water
Instead, buy yourself affordable and easy to carry water bottle for refilling. If the water in your area is crappy, buying a water filter is an asset you can carry along with you rather than buying bottled water.
8.) Take advantage of students discounts
This sounds like a good idea when you’re in college. There are several retailers who offer discounts to student customers. If you have a student shopping discounts card, use it or limit your shopping to offer days and during festive seasons. This can save you a lot of money in discounts and offers.
9.) Buy used products whenever it’s possible
Get your products on eBay or craigslist to ensure that the prices are significantly lower than if you bought new. Sometimes, buying used is better than buying new and you should take advantage of the savings.
10.) Consider getting free entertainment than paying for it
Go watch TV, screen free movies with friends on campus, go for touch football or rugby with friend, play tennis, or go swimming. Just keep yourself moving, crush a few parties with free booze…it’s so much fun.
Kathleen is a professional writer at writing service EssaysCapital.com. Loves creating useful tips for students.
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