Mint.com

If you don’t have a Mint account, go get one. Now. This app automatically tracks everything on your phone: your bank accounts, credit cards, loans, spending, etc. It’s incredibly intuitive and it’s all in one place so you can easily see the big financial picture.

Paypal

If you’ve done any shopping at all online, there’s a good chance you’re familiar with PayPal: the safe, secure way to buy an item or transfer money to an individual. The app makes it convenient to send money on the go. Say you’re out to dinner with friends and you want to split the check three ways.

GasBuddy

Don’t overpay for gas ever again. Boot up this app, and find the best gas prices within your local area.

ShopSavvy

Find hot deals in your local area by entering a bar code or snapping a picture. ShopSavvy will list online stores along with their prices to help you save money.

BillTracker

This is the easiest app to view your outstanding and upcoming bills at-a-glance. It features a helpful reminder system and includes an archive of past bills so that you can see your full payment history.

Pageonce

PageOnce is a leading app for paying bills and monitoring account activity. The beauty lies in the simplicity. After linking your accounts, PageOnce packs your information into a standardized, easy-to-read format with intuitive navigation paths. A few quick taps allow you pay bills or view expenditures and deposits.

Expensify

Great for business travelers. One of the more unique finance apps out there, Expensify is a tool for simplifying expense reports, particularly useful for companies that deal with them on a regular basis.  Users scan receipts with their phone or import credit card transactions from the web. Using the data, Expensify automates an expense report, which is easy to edit and customize.

Grocery Gadget

Basically, it digitizes your grocery list and adds unprecedented versatility to the traditional organization of shopping trips. You can save lists across multiple stores, mark product prices, and save recipes. Grocery Gadget also remembers the order in which you check off items and will organize your list to match your routine shopping route.

Key Ring

It digitizes store loyalty cards, eliminating the need to carry physical copies. No more pockets padded with plastic. No more key rings cluttered with cards. All your account information is stored electronically in a single mobile device. You can even enroll in new loyalty programs through Key Ring without holding up the line.

Shoeboxed

It digitizes receipts, meaning no more sloppy piles or crumpled scraps of paper necessary to document your purchases. Snap a photo of your receipt, give it a day or so to process and the transaction will enter your archive as fully formatted, easy-to-browse data. If you keep track of your receipts—whether for business or that silly thing called responsibility.

Adaptu Wallet

Putting a unique spin on the basic budget-and-account-summary app, Adaptu Wallet includes features tailored for the financially savvy. In addition to comprehensive budgeting charts, Adaptu Wallet provides an investment summary for things like IRA accounts and 401(k). Adaptu Wallet also allows you to create “Watchlists” that keep you updated with daily quotes, stats, and stock news.

Easy Envelope Budget Aid

Easy Envelope Budget Aid, or EEBA, functions similarly to many budgeting apps of its ilk with one key difference: it can be shared. If you share a budget with a family member or significant other, EEBA allows you to set spending limits for combined finances. This can reduce overspending on redundant purchases and simplify communication via real-time updates.

What are your favorite money management apps?

The Under30Finance Team

Image Credit: Shutterstock.com

TurboTax’s SnapTax

TurboTax was the first company to offer the ability to completely prepare and e-file your taxes directly from a mobile device.  Their SnapTax app is available for iPhone, Android, and iPad devices and allows users to estimate their tax refund, prepare and electronically file their tax return, and track the status of return after you file.  If you have a simple tax return, then TurboTax’s SnapTax can file it for you using your mobile device.  Both SnapTax for iPhone and Android and TurboTax for iPad apps include free one-on-one tax advice if you need help while filing.

H&R Block’s Tax Central

H&R Block’s smartphone app, Tax Central, won’t file your taxes for you but it can make tax season much easier. It’s a great tool for people who like to estimate their taxes before filing or bringing their information to a tax preparer to complete.

With this app, you get:

• A tax estimator that approximates how much you will pay or get back from the government
• A help section that answers basic questions about taxes and even includes key terms that will help you understand taxes and related documents
• A checklist that will make sure you have all of the documents that you need to file your taxes
• Ability to schedule an appointment with the local H&R Block if you choose to
• A status checker that will let you know when your refund is ready.

TurboTax’s TaxCaster

Another option to estimate your taxes is offered through TurboTax’s TaxCaster. It is very similar to H&R Block’s Tax Central app, but seems to use more attractive graphics and easier-to-understand instructions for filers who really don’t know much about the process.

TaxCaster has iPhone and Android versions.

Internal Revenue Service Goes Mobile With IRS2Go

The IRS released IRS2Go for smartphones that allows you to get IRS tax updates, get notified of new videos posted to the IRS YouTube channel, receive daily tax tips, follow the IRS Twitter feed, and check the status of your federal income tax refund.  IRS2Go is a free app available for iPhone, iTouch and Android devices.

What apps do you have to help with tax season?

Best Way to Monitor Credit Score

Credit Karma is a free online tool that allows you to monitor your credit score every month.  They pull your credit information from Transunion only, not all three credit bureaus.  They provide you with what’s called a Transrisk score, so don’t mistake this for your FICO score.  Credit Karma provides you with a credit report card which grades each different category that impacts your credit score: payment history, on-time payments, credit mix, length of credit, and recent inquiries.

Best Way to Organize Finances

Manilla allows you to track all your bills in one place.  By linking your accounts, Manilla sends you friendly reminders of any upcoming bills that are due.  One great feature of Manilla is the ability to link your travel accounts so you can view all your award points in one place.  You can also connect major utility bills, cell phone bills, and of course your credit cards.  In some cases, you can also view your statements directly from the Manilla website.

Best Way to Manage Debts

SpringCoin is an automated debt management platform that helps you finally pay off those unwanted debts.  Their basic plan will give you step by step instructions on who to pay, when to pay, and how much to pay.  SpringCoin provides you with weekly goals and challenges that are designed to save money, pay down your debt, and increase your financial literacy.  They also have a bill reminder tool to remind you of any upcoming bills that are due.  For those who are struggling to keep up with your monthly payments, their Premium plan will help you lower your interest rate and get out of debt in less than sixty months.

Best Way to Monitor Budget

Mint is definitely at the forefront of online budgeting.  Mint calculates your average spending in each category and helps you create a budget based on your historical spending.  You can view each category and see a detailed transaction list of what was included; however, if any of the transactions are incorrect, you can simply move it to the appropriate category.

These are just some of the awesome financial tools that are out there today.  Technology has allowed companies in the financial sector to automate a lot of the mundane tasks we did years ago. If you’ve ever had any experiences with some of the companies, I’d love to hear your thoughts.

Full Disclosure: Kevin Yu is one of the Founders of SpringCoin