Category: Credit Cards
Types of Inaccuracies on Your Credit Report
Take a deep breath. That hiccup on your credit report may not be your fault. There are quite a few causes of inaccuracies that could be hurting your credit history. Before you start blaming yourself for missing a payment, overlooking a hospital bill or carrying a credit card balance, think real hard. A Consumer Protection [...]
Poll: At What Age Did You Get Your First Credit Card
We all know credit cards are a part of life these days. It’s actually rare to find someone who doesn’t own one or a store that doesn’t accept them. At the same time credit cards get a lot of people into trouble with debt. The key to owning a credit card is to understand how [...]
Why Prepaid Cards May be Advantageous to People With Bad Credit
Many people with bad credit are discovering the advantages of using prepaid credit cards instead of using traditional credit cards. What consumers like most about using prepaid cards is that they do not need a good credit rating to get approved for one. Although consumers must fund prepaid credit cards, they are an excellent choice [...]
Taking Control of the Credit Card Shuffle
There was a time when I did the credit card shuffle every day. When I was in college, I would make purchases on my credit cards just to be able to pay for gas and groceries. Then, when the bill came due each month, I would take out a cash advance in the amount of [...]
Ten Useful Ways To Spend Cash Back Rewards
Consulting the family financier, you’ll find that spending cash back rewards is a no-brainer; use it to repost positive gains onto your credit card account. Ask the daring, fun, perhaps even edgy family member what should be done with cash back rewards, and you’ll find trips to Barbados, new plasma televisions and perhaps even some [...]
Approaching Credit Cards as a Young Entrepreneur
I remember how excited I was when I first decided to open my own custom-made apparel store. For years, I had imagined what it would be like to finally branch out and start selling my own women’s clothing designs, but nothing could have prepared me for the financial hardships I was about to face. Being [...]
Poll Results: Majority of Young Professionals Have 1-2 Credit Cards
Last weeks poll results are in. We asked everyone how many credit cards they own and there was a clear #1 response. Below are the results. How many credit cards do you own? None – 16% 1 – 2 – 42% 2 – 3 – 21% 3 – 5 – 5% 5+ – 16% Why [...]
Can Credit Card Consolidation Help You Reduce Your Outstanding Bills?
Credit consolidation is the process in which your multiple bills get merged into one so that you can pay off your outstanding dues with ease. This mostly happens when you use all the credit cards altogether and do not repay the card balance on time. You pile up huge debts on each card and do [...]
Poll: How Many Credit Cards Do You Own?
Credit card debt is a major problem for many people. Having a credit card or two is not the problem. The problem is lack of knowledge or control when it comes to utilizing them and planning to pay for them. Many people will find themselves taking out more credit cards just to pay for their older credit [...]
A 20-Something’s Guide to Money Management
There are many struggles facing recent college graduates in today’s society. We’ve all heard about them in the media—endless discussions of mounting student loan debt, a bitingly competitive job market, and an overall failing national (and potentially global) economy. Sure, this is a lot to take on as a 22 or 23 year old whose [...]
